Our Products

    LOAN PRODUCT

    • SME Loan
    • Commercial Loan
    • Industrial Loans
    • Agricultural Loan
    • Micro Loans
    • Salary Loan
    • Housing Loan
    • Motorcycle Loan
    • Personal Loan

    Requirements for applying Loans
    • Personal information sheet / bio-data of borrower
    • Tax identification number
    • 2×2 ID picture
    • Two (2) Valid IDs:
      • Passport
      • UMID/SSS/GSIS/National ID
      • PRC
      • Voters ID
      • Driver’s License
      • Senior Citizen ID
      • Alien Certificate of Registration (ACR)
      • Company ID
      • TIN ID
      • HDMF ID
      • Philhealth ID
      • Police ID/NBI Clearance
      • OWWA ID
      • NSO/PSA Birth Certificate
      • School ID (for students) ets.
    • Individual barangay clearance
    • Business clearance, Mayor’s Permit, DTI Registration
    • Proof of record/book-keeping (eg. Notebook or logbook containing list of supplies, sales, ets.)
    • Proof of billing address (eg. Meralco, Water, PLDT, or Telco)
    • Proof of purchase or sales pertinent to business (eg. Purchase or delivery receipt, sales invoice, etc.)
    • Monthly Income and Expenses Statement
    • Personal declaration of regular suppliers and customers (trade reference)
      • Name and contact numbers/e-mail
    • Loan application form
    • Personal declaration of regular expenses and obligation
    • TCT, OCT, CCT (certified thru copy)
    • Tax declaration, current, in borrower’s name
    • Real estate tax receipt, current, with certification or clearance of tax payment
    • Location plan and vicinity map (geodetic survey)
    • If property is now in borrower’s name, SPA of owner to mortgage
    • If encumbered, Cancellation of Mortgage
    • Picture of improvements
    • Fire insurance, if any
    • OR/CR
    • Insurance
    • Stencils of engine and chassis numbers
    • Pictures of vehicle Invoice, OR, or any other proof of ownership of equipment
    • User’s manual or specifications of equipment or machinery
    • Fire or burglary insurance cover, if any
    • Copy of passbook or TD certificate
    • Deed of assignment or hold-out over deposit

    DEPOSITS

    • Savings Account
    • Checking Account
    • Kiddie Savings
    • Term Deposit
     
     
     
     
     

    Requirements for opening an Account
    • A minimum initial deposit of Php 1,000.00
    • Recent 2 pcs 1×1 colored ID picture.
    • Photo copies of 2 valid ID’s:
      • Passport
      • UMID/SSS/GSIS/National ID
      • PRC
      • Voters ID
      • Driver’s License
      • Senior Citizen ID
      • Alien Certificate of Registration (ACR)
      • Company ID
      • TIN ID
      • HDMF ID
      • Philhealth ID
      • Police ID/NBI Clearance
      • OWWA ID
      • NSO/PSA Birth Certificate
      • School ID (for students) ets.
    • Proof of Billing: (with address) 
      • MERALCO
      • MANILA WATER
      • PLDT/DIGITEL etc.
    To apply loans, you must agree to the terms and conditions & privacy policy.
    Privacy Policy Statement

    When you bank with RBCardona, your personal information will be collected. You can trust that we take your safety and privacy very seriously. We will not disclose any information you provide to us to any person without your permission. 

    This bank respects and values data privacy rights and makes sure that all personal data collected from its data subjects (i.e employees, clients & customers, suppliers, etc.) are processed in adherence to the following general principle:

    • Transparency. The data subject must be aware/know of the nature, purpose and extent of processing of his/her personal data (e.g. automated processing for profiling or processing for direct marketing and data sharing) including the risks and the manner of ensuring privacy and security safeguards, the identity of personal information controller (RBCardona), his/her rights as a data subject and how these can be exercised. Any information and communication relating to the processing of personal data should be easy to access and understand, using clear and plain language.
    • Legitimate Purpose. The processing of personal information shall be compatible with the declared, specified (explicit) and legitimate purpose which must not be contrary to law/morals/public policy (i.e. “lawful processing”). Consent is required prior to collection and processing, subject to exemptions provided by applicable laws and regulations. Consent given, which may be withdrawn, must be time-bound in relation to the declared, specified and legitimate purpose.
    • Proportionality. The processing of information shall be adequate, relevant, suitable, limited to what is necessary and not excessive in relation to the declared and specified purpose. Personal data shall be processed only if the purpose could not reasonably be fulfilled by other means. Retention shall only be for as long as necessary (for the DATA PRIVACY POLICY MANUAL) fulfillment of such purpose or for the establishment/exercise/defense of legal claims and/or as required by applicable laws.
    • Quality. Personal data should be accurate where necessary for the declared, specified and legitimate purpose, kept up-to-date. Inaccurate or incomplete date must rectified supplemented, destroyed or their further processing restricted.
    • Security. Appropriate organizational, physical and technical security measures must be implemented when collecting, processing, storing, and sharing personal data to safeguard the rights of data subjects. Further, personal data shall also be disposed or discarded in secure manner that would prevent further processing, unauthorized access, or disclosure to any other party or the public pr prejudice the interests of the subject.
    Yes, I agree